Mengapa Pasar Saham Bukanlah Kasino!


Salah satu alasan sinis yang diberikan investor untuk menghindari pasar saham adalah menyamakannya dengan kasino. �Ini hanya permainan judi besar,� kata beberapa orang. “Semuanya sudah dicurangi.” Pernyataan-pernyataan tersebut mungkin cukup benar untuk meyakinkan beberapa orang yang belum meluangkan waktu untuk mempelajarinya lebih lanjut.

Akibatnya, mereka berinvestasi pada obligasi (yang mungkin jauh lebih berisiko daripada yang mereka perkirakan, dengan peluang mendapatkan imbalan yang sangat kecil) atau tetap pada uang tunai. Hasil dari keuntungan mereka sering kali membawa bencana. Inilah alasan mereka salah:

1) Ya, ada unsur perjudian, tapi-
Bayangkan sebuah kasino di mana peluang jangka panjang dicurangi untuk menguntungkan Anda, bukan merugikan Anda. Bayangkan juga bahwa semua permainan itu seperti black jack dan bukan mesin slot, di mana Anda dapat menggunakan apa yang Anda ketahui (Anda adalah pemain berpengalaman) dan keadaan saat ini (Anda telah memperhatikan kartunya) untuk meningkatkan peluang Anda. . Sekarang Anda memiliki perkiraan pasar saham yang lebih masuk akal.

Banyak orang akan sulit mempercayainya. Pasar saham tidak mengalami kemajuan selama 10 tahun, keluh mereka. Paman Joe saya kehilangan banyak uang di pasar, kata mereka. Situs Resmi Slot Jepangbet Meskipun pasar kadang-kadang melemah dan bahkan mungkin berkinerja buruk untuk jangka waktu yang lama, sejarah pasar menceritakan kisah yang berbeda.

Dalam jangka panjang (dan ya, terkadang jangka panjangnya sangat panjang), saham adalah satu-satunya kelas aset yang secara konsisten mampu mengalahkan inflasi. Alasannya jelas: seiring berjalannya waktu, perusahaan yang baik tumbuh dan menghasilkan uang; mereka dapat meneruskan keuntungan tersebut kepada pemegang sahamnya dalam bentuk dividen dan memberikan keuntungan tambahan dari harga saham yang lebih tinggi.

2) Investor perorangan terkadang menjadi korban praktik yang tidak adil, namun ia juga mempunyai beberapa keuntungan yang mengejutkan.
Tidak peduli berapa banyak peraturan dan perundang-undangan yang disahkan, tidak akan pernah mungkin untuk sepenuhnya menghilangkan insider trading, akuntansi yang meragukan, dan praktik ilegal lainnya yang mengorbankan orang-orang yang kurang informasi. Namun sering kali, memperhatikan laporan keuangan dengan cermat akan mengungkap permasalahan yang tersembunyi. Terlebih lagi, perusahaan yang baik tidak harus terlibat dalam penipuan�mereka terlalu sibuk menghasilkan keuntungan nyata.

Investor individu memiliki keuntungan besar dibandingkan manajer reksa dana dan investor institusi, karena mereka dapat berinvestasi di perusahaan kecil dan bahkan perusahaan MicroCap yang tidak dapat disentuh oleh para kahuna besar tanpa melanggar peraturan SEC atau perusahaan.

Meskipun perusahaan-perusahaan kecil ini sering kali lebih berisiko, mereka juga bisa menjadi sumber keuntungan terbesar.

3) Ini adalah satu-satunya permainan di kota.
Selain berinvestasi pada komoditas berjangka atau memperdagangkan mata uang, yang sebaiknya diserahkan kepada para profesional, pasar saham adalah satu-satunya cara yang dapat diakses secara luas untuk mengembangkan sarang Anda agar mampu mengalahkan inflasi. Hampir tidak ada orang yang menjadi kaya dengan berinvestasi pada obligasi, dan tidak ada orang yang menjadi kaya dengan menaruh uangnya di bank.
Mengetahui ketiga permasalahan utama ini, bagaimana investor individu dapat menghindari pembelian pada waktu yang salah atau menjadi korban praktik penipuan?

Berikut enam tindakan yang dapat Anda mulai:

1) Pertimbangkan rasio P/E pasar secara keseluruhan dan saham Anda pada khususnya.
Seringkali, Anda mengabaikan pasar dan hanya fokus membeli perusahaan bagus dengan harga pantas. Namun ketika harga saham melampaui pendapatannya, biasanya akan terjadi penurunan. Bandingkan rasio P/E historis dengan rasio saat ini untuk mendapatkan gambaran tentang apa yang berlebihan, namun perlu diingat bahwa pasar akan mendukung rasio P/E yang lebih tinggi ketika suku bunga rendah.

2) Ketika inflasi dan suku bunga melonjak, pasar sering kali akan anjlok…waspada.
Suku bunga yang tinggi memaksa perusahaan yang bergantung pada pinjaman untuk membelanjakan lebih banyak uang mereka guna meningkatkan pendapatan. Pada saat yang sama, pasar uang dan obligasi mulai memberikan suku bunga yang lebih menarik. Jika investor dapat memperoleh 8% hingga 12% dana pasar uang, kecil kemungkinannya mereka mengambil risiko berinvestasi di pasar.

The $100 Slot Machine Challenge

The $100 Slot … Tony R Frank, … have $100 to bet at a casino� your … is to double your money. slot gacor hari ini How would you tackle this … Is there a strategy for doub

The $100 Slot Challenge
By Tony R Frank,The $100 Slot Machine Challenge Articles www.slotadvisor.com

�You have $100 to bet at a casino� your challenge is to double your money. How would you tackle this challenge?�

Is there a strategy for doubling a $100 bankroll playing slot machines? If you assumed that slots are purely a game of luck, I�ve got news for you. Instead of playing haphazardly and hoping for the best, you can use methods that give you about as good a chance as if you were to plunk down $100 for even-money betting at your favorite table game.
First I would pick the right machine. Some slots give you a good shot at meeting this challenge while others are more likely to steal all your money. The most important feature when choosing a machine is the pay table. Too many players are attracted to a slot machine dangling the carrot of a huge jackpot. Others pick one simply because its big and shiny and looks enticing.

Large jackpots mean fewer smaller payouts. Big winners� fortunes are financed not by the casino but by many losers. It is better to select machines with small to moderate jackpots. For the same wager, you have a much better chance of winning 800 coins than you would have chasing 20,000 coins.

Also avoid slots where half of all possible payouts are in the 2, 5, 10 and 20 coin range. Although you might get frequent wins, the amounts aren�t big enough to prevent your bankroll from slowly but surely grinding down to zero.

The best strategy for meeting this double-your-money challenge is to look for a single pay line, two-coin machine with a modest jackpot and a pay table featuring a good range of medium sized prizes.

The ideal pay table looks something like this:
One Coin Two Coins
800 1,600
80 160
60 120
40 80
30 60
20 40
10 20
5 10
2 4
On slot machines with this kind of pay board, wins of small to medium proportions occur more frequently, because most of the money does not have to go towards a giant jackpot. You have an excellent chance of catching enough mid-range payouts to stretch your time at the machine by simply recycling your winnings. The longer you can make your money last, the better your chances of eventually lining up the jackpot combination. To succeed at slots you need staying power.

So, my strategy for doubling a $100 slots playing stake goes like this:
I would choose a two-coin 25-cent machine with a single-pay line and a jackpot of 800 and 1,600 coins for one-coin and two-coin play respectively. And the slot will have to provide decent mid-range payouts. Double Diamond or Wild Cherry machines are good candidates in brick-and-mortar casinos.

Choose your machines carefully, not all Double Diamond or Wild Cherry slots have identical pay tables. The brand of a machine is not really important it�s the pay table that counts. Online casinos will have slots that meet our requirements, but don�t look for the same machine names as you see in live casinos.

I would play single coins until I had exhausted my $100 or had hit that 800-quarter ($200) jackpot. Towards that end, I would have to make the $100 starting bankroll last as long as possible by recycling all those small payouts. The more spins, the more chances I would have of lining up the winning combination.

Playing one quarter per spin and reinvesting the smaller winnings has two objectives. Either the $200 (800 coin) jackpot is hit, or there will be sufficient smaller payouts to tally up 800 coins or $200 on the credit meter. Either way, you meet the challenge of turning $100 into $200. You can�t expect to reach this goal every time, but I believe the success rate will be about the same as in even-money table game betting.

So there you have it. If you�re ever asked to double your bankroll on slot machines, those are the methods I am suggesting.

If you agree that it�s about time you separated yourself from the millions of slot players who are being shamelessly robbed of billions of dollars by the casinos, I invite you to go to www.slotscoach.com and discover my e-book �How to Really, Really Win at Slots�.

How to Win at Online Slots Games


Being a winning slot machine player is to some extent impossible. All slot machines are specifically designed in order to give the house a long term edge, so the house will always come out ahead if you play long enough. The only real way to counteract the house edge on slot machine games is to play a game with a really big jackpot, bet the max every time you play, and hope that you hit the jackpot. Then when you do hit the really big jackpot, guess what you do next? Stop playing that game.Don’t get me wrong. I’m not saying that you shouldn’t play slot machines. In fact,How to Win at Online Slots Games Articles I think slot games, especially the really good ones, are a lot of fun. But you want to keep in the forefront of your mind that mathematically, what you’re doing when you’re playing a slot machine on a long term basis is paying for entertainment. You can calculate how much you’re paying for that entertainment by multiplying the house edge times your average bet times your number of spins per hour.

For example, if you’re playing a slot game with a payout of 95%, then the house edge is 5%. (The casino keeps 5% of every bet you make long term.) And if you’re average bet is $3, then you’re going to pay an average of 15 cents per spin to the house. (5% times $3.) Assuming you’re making 500 spins per hour, that game costs you $75/hour to play, which may or may not be a reasonable price for you entertainment. That depends on your bankroll.

Something else to factor into your calculation is how much the perks and bonuses you’re getting back from the casino are worth. If you’re playing in a land-based casino where you’re getting free drinks while you play, then you can subtract the cost of those drinks from you’re hourly cost. (Or you can add the cost of those drinks to the value of the entertainment you’re receiving–it’s just a matter of perspective.) My recommendation is to drink top-shelf liquor and premium beers in order to maximize the entertainment value you’re receiving. A Heineken can cost $4 a bottle in a nice restaurant. Drink two Heinekens an hour, and you’ve just lowered what it costs you to play each hour from $75 to $68.

Slot clubs also give back a percentage of your losses each hour, so definitely be sure you join the casino’s slot club and ALWAYS use your card to track your play. There’s absolutely no reason not to do this. Casinos also reward their larger slot players with comps like meals, show tickets, and free rooms, which all add up to reduce the amount of money you’re spending each hour that you’re playing on their machine.

So how to be a winning slot machine player? I’d sum it up by saying know how much it’s costing you to play each spin and each hour, take advantage of all the comps and the perks, and go for the big progressive jackpot. kiss918 apk

General Knowledge About The Casino Kings And High Rollers


Although most of us consider gambling to be either something we do for fun,General Knowledge About The Casino Kings And High Rollers Articles or something to avoid because of addiction, there are actually people that are professional gamblers that make their living rolling the dice. Gambling and casino games is a hot topic of interest on question and answer websites. These general knowledge websites have a database of questions and answers about gambling and casino games. People can browse through this vast amount of information to understand the basics.

For example, did you know baseball is not the only game to have a world series championship? The World Series of Poker attracts top poker players from all over the world. This series of poker tournaments is held annually in Las Vegas and big name contenders show up hoping to hit it big.

Johnny Moss won the very first tournament by a vote of his peers. Who is Johnny Moss? A professional poker player and long time gambler, he participated in a five month long �heads� up marathon against Nick the Greek where Nick ended the tournament with the now famous line �Mr. hoki311 rtp , I have to let you go.� It was estimated that Johnny Moss won between 2 and 4 million dollars during that 5 month span.

Puggy Pearson provided the inspiration for the World Series of Poker. Who is Puggy Pearson? Being a professional poker player, Puggy had many friends at the top of the Poker world. It was these friendships that gave him access to some of the highest paying games of the day. He honed his poker skills while serving three terms in the U.S. Navy. He came up with the idea of the freeze out tournament and told friend, Nick the Greek, who in turn told the big time casino owner Benny Binion. From this seed idea the World Series of Poker was born. Puggy himself won the tournament in 1973.

Bobby Baldwin exhibited many talents as not only a poker player but as a top billiards player. Who is Bobby Baldwin? The youngest winner in the history of the World Series of Poker, Bobby Baldwin went on to become a consultant for the Golden Nugget Hotel and Casino and later was named president. In 2000 he was chosen to be the CEO of the MGM Mirage. As of 2010, his total tournament winnings are in excess of $906,000. He occasionally spends time racing trucks against his son, competing in such competitions as the Score International Baja 1000 and the Baja 500.

With large amounts of money at stake, professional poker players live on the edge. However, for the better players, the payoff appears more than worth the risk. Most of us could only dream of those kinds of winnings, but as with any skill, the more you practice the better you get. With a lifetime of experience under their belts, these top professional poker players make it look easy. You can learn about other record breaking poker champions by doing some research on the web. Google will help you find some decent general knowledge websites that list questions and answers about casino players and other interesting subjects.

MayaQA is the largest repository of factual questions and answers on the Web. This general knowledge website features an ever-growing (1 million+) answers to common questions in multiple languages. Questions are neatly categorized by field of interest. MayaQA offers the most targeted contextual advertising platform money can buy, with 90%+ of all traffic derived from organic search engine queries.

Heavy Duty Electronic Table Top Slot Punch With Centering Guide Review


Many offices use a slot punch to create in house name badges and the like. But when these items are mass produced, you need a stronger tool to keep up. The Heavy Duty Electronic Table Top Slot Punch is an efficient device that will quickly get the job done.Lets take a closer look.
Many offices use a slot punch to create in house name badges and the like. But when these items are mass produced,Heavy Duty Electronic Table Top Slot Punch With Centering Guide Review Articles you need a stronger tool to keep up. The Heavy Duty Electronic Table Top Slot Punch is an efficient device that will quickly get the job done. It is designed for professional grade use in larger applications where thousands of items are produced yearly. Let’s take a closer look.

Strengths:

Use of this machine is extremely simple. A single toggle switch supplies power to the device. Another button on the front does the actual punching. There aren’t any complicated setup instructions, so you can easily use this device right out of the box; just plug it in and go.
It also offers a convenient foot pedal switch. This allows you to use both hands for feeding and stacking the cards, lanyards, luggage tags, and anything else you may need to punch. As a result, you will enjoy higher productivity by being able to punch more cards in less time.
Another benefit relating to the automation is the reduction in stress injuries. Regular, repetitive use of a manual machine can, over time, lead to a wearing down of specific muscles, weakening them and making you more susceptible to injury. This is especially true when needing to exert force, as with punching cards all day long. While you will still need to press a pedal with your foot or a button with your finger, these actions are physically much easier than squeezing a heavy duty spring all day long.
An adjustable centering guide provides an efficient way to line up materials for precise, centered punches. This is especially handy when dealing with large batches of cards that need to have holes in the exact same place. Simply line up the first one and the rest can slide into the same spot.
The heavy duty steel construction allows this machine to punch through up to 70mil thick cards. live casino hari ini is perfect for name badges, key cards, ID tags and more. The slot created measures 1/8″ by 9/16″, the industry standard. It’s just the right size for strap clips, lanyards, and retractable badge reels.
The manufacturer provides a one year warranty on this product.
Weaknesses:

Since this machine is electronic and needs to be plugged in, it isn’t portable. A battery option would be a nice feature but is lacking on this machine. Most won’t need to use it outside of an office where outlets and tables are nearby and we don’t think this will be a problem for most.
This is a fairly expensive device relative to the size. However, the time you’ll save by increased productivity makes the price well worth it. If this is more of a punch then you’re looking for, check out the Medium Duty Electronic Slot Punch for a similar machine at a lower cost.
As you can see, the Heavy Duty Electronic Slot Punch is an great tool for any office with high punching needs. It is excellent for large organizations and industrial operations creating thousands of badges per year. We think any company looking for a heavy duty puncher will greatly benefit from this Heavy Duty Slot Punch.

Tax issues related to poker tournaments


Many times you will hear of people who have sold or exchanged a portion of their tournament action to help cover the costs of playing in tournaments. In other words, this player has agreed in advance to split his winnings with another person or a group of people. Depending on the size of the tournament, this has the potential to get the players and those people who have purchased a share in the players action in to a potentially difficult tax situation.It is the casino�s responsibility to report the winning player�s monetary win to the IRS. The casino would normally issue each winning player a W-2G form for the full amount of their win. The winning player would then add this to their tax return the following April. In the instance where the player has sold part of his action,Tax issues related to poker tournaments Articles that player can provide the casino with Form 5754. The casino is then required to issue a W-2G to each person listed on the form.

If hadiah138 plan to sell a portion of your action to another person or group of people, it�s important to let everybody know ahead of time that they will be responsible for their share of the taxes. Friendships and relationships can be damaged when large sums of money are at stake. Diffuse the situation before it happens by being prepared.

This information is not to be used as tax advise. For all tax related questions, please seek the assistance of a trained tax professional.

Ulasan Kasino Ladbrokes


Tema pesta kasino cenderung paling populer di kalangan kantor untuk pesta khusus dan untuk menghibur kelompok klien. Oleh karena itu, saya sarankan Anda mengadakan pesta Anda di kantor, tetapi bisa juga diadakan di ruang konferensi hotel atau bahkan di kasino lokal Anda.

Anda harus mencari organisasi kasino pribadi lokal Anda di internet. Mereka terlatih dengan baik dan akan membawa semua peralatan mereka sendiri, menjalankan malam untuk Anda, meninggalkan Anda untuk bersenang-senang dengan tamu Anda.

Satu keputusan besar yang perlu Anda ambil sejak awal adalah apakah Anda akan bermain dengan uang asli atau palsu. Saya dapat memberitahu Anda dari pengalaman saya bahwa sebagian besar pihak kasino bermain dengan uang palsu.

slot88 untuk mengenakan biaya di muka. Saat tamu Anda memasuki tempat Anda, mereka diberikan chip. Di penghujung malam, siapa pun yang memiliki chip paling banyak akan memenangkan kucing itu. Anda juga bisa mendapatkan hadiah ke-2 dan ke-3, dibagi sesuka Anda. Dengan cara ini tidak ada yang kehilangan uang lebih banyak daripada orang lain dan semuanya tetap menyenangkan.

Bagikan undangan Anda yang dipotong menjadi bentuk hati, berlian, pentungan, dan sekop. Anda dapat memotongnya dari kartu atau menuliskannya di kartu remi yang sebenarnya.

Dapatkan konfeti berbentuk dolar dan taburkan di sekitar tempat pesta kasino Anda, di meja dan permukaan.

Empat permainan yang saya pilih adalah poker, dadu, 21, dan blackjack. Semuanya mudah dipelajari dan dimainkan, kebanyakan orang sudah mengenalnya.

Ini adalah satu-satunya saat saya menganjurkan mesin karaoke, tapi itu terserah Anda. Makanannya harus berupa makanan ringan sederhana dan semua minuman biasa.

Women at the Casino Online


The fairer sex is fast becoming a dominating presence at nearly every casino online, and not merely as some man’s “lucky charm”. Back in 2002, a study revealed that women made up about 60% of all casino online players. The pit boss only knows what the numbers are today (though one study puts it at 53%) but one thing is for certain: long gone are the days of gambling, whether online or off, being purely a man’s world.

The anonymity of the web makes it easier for women to be taken seriously as they sit down at the casino online table — though for certain many a lady has taken full advantage of not being taken seriously at the casino and wound up rolling the table over. Many male gamblers, in fact, present themselves as women in order to profit from the deception. Likewise many female gamblers disguise themselves at the casino online as men in order to reap the rewards deception garners. The popular name for these gender-bending players, incidentally, is Betrosexual

Take the game of multiplayer poker — one of the many multiplayer games where Betrosexuals run most rampant. 62% of all women surveyed in the U.S. play the game as often as 4 times each month, with 5 out of every 6 of them preferring to play at the casino online. Slot Online Gampang Maxwin suggest that at least 1 out of every 6 online poker players is a woman, with that number widely expected to grow. But Betrosexuals and multi-player games notwithstanding, gals still enjoy a good adrenaline rush as much as any guy, and it’s nowhere more apparent than at the casino online.

At least one casino online hosts a Ladies Only Player Forum and there’s at least one casino online that caters strictly to women players. Many others run weekly Ladies Night promotions highlighting particular games with fabulous bonus prizes — slots, video poker, craps, etc. — all of which seem to attract women gamblers in droves. And if a casino online offers online bingo, you can be sure the numbers are even higher. There are even ladies-only casino online portal/directory sites.

A recent U.K. study conducted at the University of Dundee found that a high percentage of women in Scotland have turned to the casino online to combat depression and other emotional difficulties as well as to cope with failing relationships.

Whether it’s the comfort and safety of playing from their own computer, the anonymity of sitting in with a bunch of men who otherwise may not treat them as equals (or even let them join in), or the confidence and wealth that the long-overdue emergence of women in business and leadership roles has brought, women are here at the casino online, and they’re here to stay.

One likely consequence of this female infusion in the casino online industry will be in the way online casinos are promoted. Before long, we’re bound to see svelte male models displayed on the landing pages of every casino online right alongside the buxom female models who have so successfully enticed new players through their virtual doors for oh so long.

Different Slot Machines for Different Players!!!!!!


Those who are novice players who play online slot machines are not able to make out the difference between varied machines and also they do not know to play correctly, therefore this article is useful for them to learn to play the online slot machines.

This article enables you to learn how to play online slots correctly and also learn how to enhance wins and odds.
First and foremost thing is to understand the payout table. It is obvious that all machines are not at all same. There are huge differences among the machines. So ubet89 เครดิตฟรี 100 บาท is vital to know that how can the slot table can be read out.
First it is necessary to know the coin denomination. The slot size can be same for the different coins. But it is important to notice the coin denomination.

Next step is to know the different types of machines.
1. Multiplier- this slot machine will payout for number of coins and the for certain symbols. After then,Different Slot Machines for Different Players!!!!!! Articles this machine multiplies it. For instance there would be payment of 10 for three cherries if the game is played with one coin, then it may give 20 for the second coin and 30 for the third coin. Also it does not penalize the player for not paying the maximum coins. If you decided to play with one coin, then this machine is best for you and allows you to have more of fun.

2. The Bonus Multiplier- this is as similar to the multiplier but it pays out bonus to them who play with maximum number of coins and hits the jackpot. You may 1000 for three cherries with one coin and 2000 for two coins.
3. The Multiple Payline – these are the online slot machines on which you can play with more than one line of play. Each line will be activated with the insertion of the coin. Also be careful while hitting the jackpot on the non activated line. This will pay you nothing. The latest casino machines may have nine pay lines.

4. The Buy-a-Pay-these are complicated online slot machines to be played with. Different payout will be activated for each coin. You are required to play with maximum coins to hit the jackpot. Never use this machine for playing if you are able to hit the jackpot on the other machine or already had played the maximum coins.

New Pouches with Slots Are Ideal For Producing Name Badges and ID Tags


Do you need to create a name badge or ID Tag? You are not alone. This past week MyBinding began offering all of the small sized laminating pouches that we carry with your choice of a short side or long side slot.

Many users who produce large numbers of name badges and ID tags will purchase a badge slot punch and punch slots in their own badges. However, situs slot thailand and many users simply don�t need to produce enough name badges to justify the cost of a slot punch. For these users, or for users who want to save the time of sitting and punching hundreds of name badges , prepunched laminating pouches are ideal.

Laminating pouches with slots are used by many companies and individuals along with lanyards, luggage loops, luggage straps and badge clips to produce high quality ID badges and name tags. However, laminating pouches and laminated documents often have to be punched one at a time making punching slots a very time consuming effort. Laminating pouches with prepunched slots are a great way to save time (and we all know that time is money).

MyBinding.com is proud to offer: Small Bookmark Laminating Pouches with Slots, Credit Card Laminating Pouches with Slots, Business Card Laminating Pouches with Slots, Drivers License Laminating Pouches with Slots, Large Bookmark Laminating Pouches with Slots, School Size Laminating Pouches with Slots, Key Card Size Laminating Pouches with Slots, Luggage Tag Laminating Pouches with Slots, Military / Government Laminating Pouches with Slots, IBM Data Laminating Pouches with Slots, Jumbo Card Laminating Pouches with Slots, Large Jumbo Size Laminating Pouches with Slots, File Index Card Size Laminating Pouches with Slots, Postal Size Laminating Pouches with Slots, Circulation Size Laminating Pouches with Slots, and Extra Circulation Size Laminating Pouches with Slots.

Plus, you can choose either a short side or a long side slot with any of these sizes making it possible for you to fully customize your Laminated ID Cards and Name Badges. We can even punch GBC Premium Heatseal Laminating pouches for you if you would like.